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PPF for Lease Vehicles: How to Avoid Return Charges

Stone chips and scratches on a lease vehicle can cost you tens of thousands at return. PPF from NOK 15,900 protects the paint throughout the lease period and can be removed without a trace.

Published February 18, 2026·by Christer Rasmussen
PPF paint protection film on lease vehicle for stone chip protection

Leasing has become the most common way to finance a new car in Norway. But many lease drivers get an unpleasant surprise at return: deductions for paint damage such as stone chips, scratches and minor dents. PPF (paint protection film) prevents this damage entirely, and can be removed without leaving a trace on the paint.

What Do Paint Damages Cost at Lease Return?

Leasing companies use standardised assessment guides (typically "Fair Wear and Tear") to evaluate the vehicle's condition. Damage beyond normal wear is charged to the driver.

Typical deductions for paint damage:

DamageTypical cost
Stone chips on bonnet (multiple)NOK 3,000 - 8,000
Scratch across multiple panelsNOK 5,000 - 15,000
Bumper resprayNOK 6,000 - 12,000
Bonnet resprayNOK 8,000 - 15,000
Bonnet respray (special colour)NOK 15,000 - 25,000

For a typical 3-year lease period, deductions of NOK 10,000 - 30,000 related to paint damage are not uncommon. That is money you could have avoided with PPF.

PPF Prices for Lease Vehicles

PackageSedan (Tesla 3/Y, Taycan, etc.)SUV (Model X, Macan, etc.)
Front KitNOK 15,900NOK 19,800
Track PackNOK 21,900NOK 25,900
Full wrapNOK 40,000NOK 50,000

All prices ex. VAT. Calculate the price for your car.

The Maths for a 3-Year Lease

A concrete example with a Tesla Model Y:

  • PPF Front Kit: NOK 15,900 (one-time cost)
  • Expected paint repairs without PPF over 3 years: NOK 10,000 - 25,000
  • Saving: NOK 0 - 9,100, plus the car looks better throughout the period

For cars with special colours or premium paint, the equation is even clearer. A single bonnet respray can cost more than the entire Front Kit package.

PPF Can Be Removed Without Damaging the Paint

One of the most important properties of PPF for lease drivers: the film can be removed professionally without leaving a trace. At lease return you have two options:

  1. Remove the PPF and return the car with perfect original paint underneath. The leasing company sees a vehicle in impeccable condition.
  2. Leave the PPF on and use it as a positive argument if you are buying out the car or negotiating a new agreement.

Both options give you a better starting point than a car with stone chips and scratches.

When Should Lease Drivers Apply PPF?

Before you start driving the car. The first few weeks on Norwegian roads are enough to cause the first stone chip damage, especially in winter with studded tyres and grit. Many lease drivers book PPF installation for the same week they collect the car.

Which Package for Lease Vehicles?

Front Kit: Best for Most

Front Kit covers bonnet, bumper and fenders. The vast majority of stone chip damage hits these areas. For a typical 3-year lease, Front Kit provides the best balance between cost and protection.

Track Pack: For Long-Distance Commuters

Do you drive a lot of motorway (daily commute, long trips)? Stone chips from studded tyres also hit the rocker panels and wheel arches. Track Pack provides broader coverage.

Full Wrap: For Premium and Luxury Vehicles

Leasing a Porsche, BMW M or Mercedes-AMG? Paint repair on these cars is expensive, and return deductions are correspondingly high. Full wrap can pay for itself on expensive cars with long lease periods.

Fleet Discounts for Businesses

Does your business have a fleet of lease vehicles? We offer volume pricing for companies that want PPF on multiple cars. Contact us for a quote tailored to your fleet.

Frequently Asked Questions

Does the leasing company cover PPF?

No, PPF is an additional investment you make yourself. However, the cost can often be included in the car budget, especially for company vehicles.

Does PPF affect the lease agreement?

No. PPF is a reversible treatment that does not permanently alter the car. Most leasing companies view PPF positively because it preserves the vehicle's value.

Can I take my PPF to the next lease car?

PPF is tailored to the individual car model and cannot be transferred. But you can order PPF for your next lease car with new cutting patterns for that model.

What if damage occurs under the PPF?

The whole point of PPF is that impacts hit the film, not the paint. If the film is severely damaged, the affected panel can be replaced without the paint underneath being affected.

Order PPF for Your Lease Vehicle

Use the PPF calculator to calculate the price for your car, or get in touch for a no-obligation assessment.

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